> For the complete documentation index, see [llms.txt](https://docs.ur.app/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.ur.app/api-reference/api/account/external-wallet-access-mode/create-payout-with-permit.md).

# Create payout with permit

Creates a bank payout with an EIP-2612 permit signature and submits it on-chain. Recipient fields must use Latin characters; the network fee is deducted from the transfer amount. Payouts count against the user's rolling 30-day limit.

```json
{"openapi":"3.1.0","info":{"title":"UR API","version":"1.0.0"},"tags":[{"name":"External Wallet Access Mode","description":"APIs signed by the user's own wallet key. Base URL https://api.ur.app."}],"servers":[{"url":"https://api.ur.app","description":"Production (user API)"},{"url":"https://urapi3-qa.ur-inc.xyz","description":"Testnet (user API)"}],"security":[{"partnerAuth":[]},{"userWalletAuth":[]}],"components":{"securitySchemes":{"partnerAuth":{"type":"apiKey","in":"header","name":"X-Api-Signature","description":"Partner Auth: EIP-191 signature by the partner's registered backend key, with X-Api-Deadline and optional X-Api-PublicKey headers. See the Signature and verify guide."},"userWalletAuth":{"type":"apiKey","in":"header","name":"sign","description":"User wallet auth (External Wallet Access Mode): EIP-191 signature by the user's wallet key, with tokenId, network, hash, and deadline headers. See the Signature and verify guide."}},"schemas":{"EwaEnvelope":{"type":"object","properties":{"retCode":{"type":"integer","description":"0 on success; non-zero indicates failure.","format":"int64"},"retMsg":{"type":"string","description":"Human-readable message; error details when retCode is non-zero."},"result":{"description":"Business payload. Shape depends on the endpoint; some endpoints return it as a JSON-encoded string."},"timeNow":{"type":"integer","description":"Server timestamp in milliseconds.","format":"int64"}},"required":["retCode","retMsg"],"description":"Standard response envelope for the user API (api.ur.app)."}}},"paths":{"/api/v1/payout-with-permit":{"post":{"tags":["External Wallet Access Mode"],"operationId":"ewaPayoutWithPermit","summary":"Create payout with permit","description":"Creates a bank payout with an EIP-2612 permit signature and submits it on-chain. Recipient fields must use Latin characters; the network fee is deducted from the transfer amount. Payouts count against the user's rolling 30-day limit.","parameters":[{"name":"tokenId","in":"header","required":true,"schema":{"type":"string"},"description":"The user's URID (NFT token id)."},{"name":"network","in":"header","required":true,"schema":{"type":"string"},"description":"Network identifier: 5000 for mainnet, 5003 for testnet."},{"name":"sign","in":"header","required":true,"schema":{"type":"string"},"description":"Signature generated by the user's wallet key (EIP-191)."},{"name":"hash","in":"header","required":true,"schema":{"type":"string"},"description":"SHA3/Keccak256 hash of the original request payload."},{"name":"deadline","in":"header","required":true,"schema":{"type":"string"},"description":"Signature expiry: server timestamp plus a validity window (max 20 minutes)."}],"requestBody":{"required":true,"content":{"application/json":{"schema":{"type":"object","properties":{"amount":{"type":"string","description":"Payout amount in smallest units."},"permitAmount":{"type":"string","description":"Permit amount signed in the EIP-2612 permit."},"permitDeadline":{"type":"integer","description":"Unix seconds until which the permit is valid."},"permitV":{"type":"integer","description":"EIP-2612 signature component v."},"permitR":{"type":"string","description":"EIP-2612 signature component r."},"permitS":{"type":"string","description":"EIP-2612 signature component s."},"contactId":{"type":"string","description":"Contact ID from the profile contacts or verify-contact."},"tokenAddress":{"type":"string","description":"Fiat token contract address to pay out from."},"purposeId":{"type":"string","description":"Payment purpose ID from verify-reference or verify-contact."},"ref":{"type":"string","description":"Reference ID from verify-reference or verify-contact."},"metadata":{"type":"object","properties":{"bankAccountHolder":{"type":"string"},"bankName":{"type":"string"},"bankAccount":{"type":"string"},"bankReference":{"type":"string"}},"description":"Recipient bank details. Latin characters required."}},"required":["amount","permitAmount","permitDeadline","permitV","permitR","permitS","contactId","tokenAddress"]}}}},"responses":{"200":{"description":"Response envelope. For the user API, retCode 0 means success; for the partner API, code 0 means success. Business rejections return HTTP 200 with a non-zero code.","content":{"application/json":{"schema":{"$ref":"#/components/schemas/EwaEnvelope"}}}}}}}}}
```


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