Verify payment reference

Validates user-entered payment reference text for a bank transfer and returns purposeId and refId for the payout submission.

post

/api/v1/verify-reference

Authorizations

X-Api-SignaturestringRequired

Partner Auth: EIP-191 signature by the partner's registered backend key, with X-Api-Deadline and optional X-Api-PublicKey headers. See the Signature and verify guide.

Header parameters

tokenIdstringRequired

The user's URID (NFT token id).

networkstringRequired

Network identifier: 5000 for mainnet, 5003 for testnet.

signstringRequired

Signature generated by the user's wallet key (EIP-191).

hashstringRequired

SHA3/Keccak256 hash of the original request payload.

deadlinestringRequired

Signature expiry: server timestamp plus a validity window (max 20 minutes).

Body

referencestringRequired

The payment reference to validate.

Responses

200

Response envelope. For the user API, retCode 0 means success; for the partner API, code 0 means success. Business rejections return HTTP 200 with a non-zero code.

application/json

Standard response envelope for the user API (api.ur.app).

retCodeinteger · int64Required

0 on success; non-zero indicates failure.

retMsgstringRequired

Human-readable message; error details when retCode is non-zero.

resultanyOptional

Business payload. Shape depends on the endpoint; some endpoints return it as a JSON-encoded string.

timeNowinteger · int64Optional

Server timestamp in milliseconds.

post/api/v1/verify-reference

POST /api/v1/verify-reference HTTP/1.1
Host: api.ur.app
X-Api-Signature: YOUR_API_KEY
tokenId: text
network: text
sign: text
hash: text
deadline: text
Content-Type: application/json
Accept: */*
Content-Length: 32

{
  "reference": "Invoice 2026-001"
}

200

Response envelope. For the user API, retCode 0 means success; for the partner API, code 0 means success. Business rejections return HTTP 200 with a non-zero code.

{
  "retCode": 0,
  "retMsg": "success",
  "result": {
    "clientPayoutRefParams": {
      "purposeId": 8,
      "refId": "REF-7A6C2A8E"
    }
  },
  "timeNow": 1703123456789
}