URID
The on-chain identity that unlocks UR accounts.
The URID is UR's on-chain identity system. Think of it as a user ID, but represented as an NFT on Mantle Network. Every user and corporate entity that passes KYC/KYB verification receives a URID minted to their wallet address.
What a URID does
A URID binds a verified real-world identity to an on-chain address. It links together:
Compliance status
KYC/KYB verification result, so the system knows this address belongs to a verified person or entity
Account permissions
What the holder can do (e.g., transact, hold specific currencies, grant write access to partners)
IBAN assignment
The personal Swiss IBAN associated with this identity
Partner relationships
Which platforms have been granted delegated access
A valid URID is required before a user can access any UR Account functionality, including deposits, withdrawals, card spending, and FX conversions.
Corporate vs personal URIDs
Corporate URID
KYB
Required for managing fund flows between your platform and funds on UR held on behalf of your users
Key properties
Non-transferable
A URID is soulbound to the wallet it was minted to. It cannot be sold or moved.
Revocable
If compliance status changes, the URID can be deactivated, immediately freezing account access.
On-chain verifiability
Any smart contract can check whether an address holds a valid URID before executing a transaction.
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