> For the complete documentation index, see [llms.txt](https://docs.ur.app/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.ur.app/design/user-experience/bank-transfer.md).

# Bank transfer

UR's bank transfer service lets your users receive funds from external bank accounts held in their own name into their UR account. Users can accept incoming transfers in CHF, EUR, and USD from their personal bank accounts at other financial institutions, which gives them funding options beyond off-ramping digital assets.

### How it works

For security, users authenticate before they can access their IBAN details. They provide these details to their external bank to start a transfer. Funds arrive in the UR account within standard banking timeframes.

{% hint style="info" icon="figma" %}
Figma reference:\
[**Bank transfer**](https://www.figma.com/design/WKbdwKpCGPRaAN43tGXHiN/Partner-UX-Guide?node-id=31-6328\&t=LdSer2mHyoMOtsCs-1)
{% endhint %}


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