Supported regions

Countries and territories where UR accounts can be opened.

As UR provides account issuance services, we handle regulatory obligations on our end. This includes complying with AML/CFT regulations, which means we can only open accounts for users in supported countries and territories.

UR accounts are issued by a regulated entity. Users in supported regions get access to Swiss IBAN accounts, SEPA Instant (EUR), SWIFT transfers, and Mastercard spending.

Unsupported countries and territories

UR determines account eligibility by the user's country of residence. UR cannot open accounts for users who reside in the following countries and territories:

Code	Country or territory	Code	Country or territory
AFG	Afghanistan	MAC	Macao
ALB	Albania	MDG	Madagascar
DZA	Algeria	MWI	Malawi
ASM	American Samoa	MDV	Maldives
AND	Andorra	MLI	Mali
AGO	Angola	MLT	Malta
AIA	Anguilla	MHL	Marshall Islands
ATA	Antarctica	MTQ	Martinique
ATG	Antigua and Barbuda	MRT	Mauritania
ARG	Argentina	MUS	Mauritius
ARM	Armenia	MYT	Mayotte
ABW	Aruba	MEX	Mexico
AZE	Azerbaijan	FSM	Micronesia, Federated States of
BHS	Bahamas	MDA	Moldova
BHR	Bahrain	MCO	Monaco
BGD	Bangladesh	MNG	Mongolia
BRB	Barbados	MNE	Montenegro
BLR	Belarus	MSR	Montserrat
BLZ	Belize	MAR	Morocco
BEN	Benin	MOZ	Mozambique
BMU	Bermuda	MMR	Myanmar
BTN	Bhutan	NAM	Namibia
BOL	Bolivia	NRU	Nauru
BES	Bonaire, Sint Eustatius and Saba	NPL	Nepal
BIH	Bosnia and Herzegovina	NCL	New Caledonia
BWA	Botswana	NIC	Nicaragua
BVT	Bouvet Island	NER	Niger
IOT	British Indian Ocean Territory	NGA	Nigeria
BRN	Brunei Darussalam	NIU	Niue
BFA	Burkina Faso	NFK	Norfolk Island
BDI	Burundi	PRK	North Korea
CPV	Cabo Verde	MKD	North Macedonia
KHM	Cambodia	MNP	Northern Mariana Islands
CMR	Cameroon	OMN	Oman
CYM	Cayman Islands	PAK	Pakistan
CAF	Central African Republic	PLW	Palau
TCD	Chad	PSE	Palestine, State of
CHL	Chile	PAN	Panama
CHN	China	PNG	Papua New Guinea
CXR	Christmas Island	PRY	Paraguay
CCK	Cocos (Keeling) Islands	PER	Peru
COL	Colombia	PHL	Philippines
COM	Comoros	PCN	Pitcairn
COG	Congo	PRI	Puerto Rico
COD	Congo, The Democratic Republic of the	QAT	Qatar
COK	Cook Islands	RUS	Russian Federation
CRI	Costa Rica	RWA	Rwanda
CUB	Cuba	BLM	Saint Barthélemy
CUW	Curaçao	SHN	Saint Helena, Ascension and Tristan da Cunha
CIV	Côte d'Ivoire	KNA	Saint Kitts and Nevis
DJI	Djibouti	LCA	Saint Lucia
DMA	Dominica	MAF	Saint Martin (French part)
DOM	Dominican Republic	SPM	Saint Pierre and Miquelon
ECU	Ecuador	VCT	Saint Vincent and the Grenadines
EGY	Egypt	WSM	Samoa
SLV	El Salvador	SMR	San Marino
GNQ	Equatorial Guinea	STP	Sao Tome and Principe
ERI	Eritrea	SAU	Saudi Arabia
SWZ	Eswatini	SEN	Senegal
ETH	Ethiopia	SRB	Serbia
FLK	Falkland Islands (Malvinas)	SYC	Seychelles
FJI	Fiji	SLE	Sierra Leone
GUF	French Guiana	SXM	Sint Maarten (Dutch part)
PYF	French Polynesia	SLB	Solomon Islands
ATF	French Southern Territories	SOM	Somalia
GAB	Gabon	ZAF	South Africa
GMB	Gambia	SGS	South Georgia and the South Sandwich Islands
GEO	Georgia	SSD	South Sudan
GHA	Ghana	LKA	Sri Lanka
GIB	Gibraltar	SDN	Sudan
GRL	Greenland	SUR	Suriname
GRD	Grenada	SYR	Syria
GLP	Guadeloupe	TJK	Tajikistan
GUM	Guam	TZA	Tanzania
GTM	Guatemala	THA	Thailand
GGY	Guernsey	TLS	Timor-Leste
GIN	Guinea	TGO	Togo
GNB	Guinea-Bissau	TKL	Tokelau
GUY	Guyana	TON	Tonga
HTI	Haiti	TTO	Trinidad and Tobago
HMD	Heard Island and McDonald Islands	TUN	Tunisia
VAT	Holy See (Vatican City State)	TKM	Turkmenistan
HND	Honduras	TCA	Turks and Caicos Islands
IND	India	TUV	Tuvalu
IDN	Indonesia	TUR	Türkiye
IRN	Iran	UGA	Uganda
IRQ	Iraq	UKR	Ukraine
IMN	Isle of Man	USA	United States
ISR	Israel	UMI	United States Minor Outlying Islands
JAM	Jamaica	URY	Uruguay
JEY	Jersey	UZB	Uzbekistan
JOR	Jordan	VUT	Vanuatu
KAZ	Kazakhstan	VEN	Venezuela
KEN	Kenya	VNM	Vietnam
KIR	Kiribati	VGB	Virgin Islands, British
KWT	Kuwait	VIR	Virgin Islands, U.S.
KGZ	Kyrgyzstan	WLF	Wallis and Futuna
LAO	Laos	ESH	Western Sahara
LBN	Lebanon	YEM	Yemen
LSO	Lesotho	ZMB	Zambia
LBR	Liberia	ZWE	Zimbabwe
LBY	Libya

This list is maintained in UR's support center. If this page and the Unsupported Countries and Territories support article ever differ, the support article is the authoritative source.

A small set of nationalities is also excluded regardless of country of residence; see Restricted nationalities below. UR enforces both gates during the account opening flow.

What this means for partners

As a partner, you integrate using a PartnerID issued by UR — the wallet holding the PartnerID signs requests as your credential to call UR's APIs; partner integration does not require KYB. Your users complete KYC verification, which UR runs through your app.

Users in unsupported or sanctioned jurisdictions will not be able to open a UR Account. You do not need to enforce this on your side; UR handles eligibility checks during the account opening flow.

Restricted nationalities

Due to international regulatory requirements, UR cannot currently provide services to users with certain nationalities. If your nationality is on the restricted list, you cannot complete KYC verification even if you live in a supported country. UR currently restricts the following nationalities:

Nationality	Code
American Samoa	ASM
Guam	GUM
Iran	IRN
North Korea	PRK
Northern Mariana Islands	MNP
Puerto Rico	PRI
Russia	RUS
United States Minor Outlying Islands	UMI
United States of America	USA

Guam, American Samoa, Northern Mariana Islands, United States Minor Outlying Islands, Puerto Rico, and the United States are listed as separate ISO 3166-1 codes. They all fall under US nationality, which is currently restricted for KYC.

Staying safe

For your security. UR contacts you only from official @ur.app email addresses or through in-app notifications. UR never asks for your password, private keys, or any sensitive credentials by email. If you receive a suspicious message claiming to be from UR, do not respond and contact [e-mail] immediately.